Year 2022+ Investment Strategy
The UK property market is currently a sellers’ market, but with rising interest rates, unprecedented 9% inflation, and a looming recession, the next three to five years could present significant buying opportunities. In line with Warren Buffett’s philosophy of "be greedy when others are fearful and fearful when others are greedy," our strategy focuses on a buy-and-hold approach. Given the expected stagnation in property prices in the South East, we concentrate on acquiring properties where we can add value through permitted development rights, planning permissions, or by increasing the number of units or rooms in existing schemes.
Commercial to Residential
We plan to acquire vacant high street banks, shops, and office buildings for conversion into residential flats. As businesses streamline their operations, many large office buildings will become available due to shifts toward home working arrangements.
The high street is undergoing a significant transformation, with retail stores closing or downsizing. This shift is paving the way for service-oriented and experiential businesses, along with local artisans and independent shops, to take their place.
Land Deals
We directly approach landowners to identify large and corner plots. We secure these sites through option agreements and enhance their value by obtaining planning permission for residential developments, including houses and apartments.
Our Investment Offers
There are FOUR types of funding opportunities we provide to our investors.
- Investment Type: Secured Loan
- Return: 6-10%
- Term: 12-24 months
- Involvement: Hands-Off
- Investment Type: Debt-Based
- Minimum Investment: £25,000
- Experience Required: None
- Property Expertise Required: None
- Investment Type: Joint Venture
- Risk & Reward: Shared
- Profit Share: 50%
- Term: Minimum of 2 years
- Involvement: Hands-On
- Investment Type: Equity-Based
- Minimum Investment: 50% of cash funds required
- Requirements: Cash plus expertise
- Understand Your Requirements: We begin by understanding your specific needs and goals.
- Create a Bespoke Solution: Develop a customized investment plan tailored to your requirements.
- Long-Term Relationship: Focus on building a long-term working relationship.
- Involvement Options: Hands-On or Hands-Off options available.
- Investment Types: Equity and Debt options available.
- Experience Required: Experience may be required depending on the investment type.
Location & Criteria
Our projects have predominantly been in the home counties of Berkshire, Buckinghamshire, and Hertfordshire. We are now expanding our focus to include Surrey and Greater London boroughs such as Hillingdon, Harrow, Hounslow, Ealing, and Richmond. We prioritize appraising deals in the South East that offer a minimum of 25% Return on Cost (ROC).
Investors
We collaborate with passive investors through loan arrangements and active investors who bring valuable experience to the table. Our goal is to forge long-term partnerships with investors who share a positive mindset and a proactive approach to property development.
References From Investors
| Investor | Funding details | Terms |
|---|---|---|
| Mr. C. Ready | A loan | A loan of £70k for 9 months. |
| Mr. T. Engel | A loan | A loan of £140k for 18 months. |
| Mr. K. Bath | A joint venture. | Jointly invested £250k for profit share. |
| Mr. R. Woodstock | A loan for 12 months. | A loan of £300k for 12 months. |
| Mr. S. Sherlock | A loan for 2 years. | A £200k loan for 12 months in progress. |
| Mr. R. Khanna | A joint venture. | Jointly invested £250k for profit share. |